The increasing popularity of mobile technologies is reshaping human activities including financial transactions. This research focuses on the use and acceptance of NFC-enabled proximity mobile payment (m-payment). This research builds on previous research highlighting the various factors influencing the use and acceptance of m-payment through the Technology Acceptance Model (TAM) and Diffusion of Innovation of (DoI). The results indicate a statistically significant relationship between compatibility, personal innovativeness, and behavioural intention to use m-payment. The findings of this study confirm the influence of external factors, i.e., compatibility and personal innovativeness, determines the end-users’ perceived usefulness and perceived ease of use of m-payment which subsequently determines their attitude towards using m-payment and the intention to use m-payment.
Pan, Yu-Chun; Jacobs, Aimee; Tan, Chekfoung; and Tehraini, Jasmine
"Exploring Consumer Mobile Payment Adoption: A Multi-Country Study,"
Communications of the IIMA: Vol. 20:
1, Article 3.
Available at: https://scholarworks.lib.csusb.edu/ciima/vol20/iss1/3